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NewChapter Ministries

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Choosing the Right College for You

Posted by NewChapterMinistriesInc on June 3, 2014 at 2:55 PM Comments comments (0)

How to choose the "right" college? This is a great question and the answer varies with individual. But here are a few things to keep in mind.

1) Size - large university or smaller college

2) Class size – large auditorium or small classrooms

3) Private/ public

4) Cost

5) Classroom/ online

6) Urban/ college town/ rural

7) Diversity


9) Teaching or Research College

When choosing a college for myself, we looked at reputation, class size, diversity, & whether it fit our personality. For my son, in particular, he started out in a private urban college because of its reputation, family members had attended, and its class sizes. But, after his first year, I could not justify the strain of the cost of the tuition on this single-parent household. I’ve learned to be very practical when it comes to college.

We have all type of emotions and dreams when choosing a college. But, we must remember the bottom line is to get that piece of paper, the diploma, as efficiently as possible. This is why my family turned to state colleges. My son transferred to a state college in his sophomore year. The cost of the tuition was much lower and the quality of the education did not suffer. His entire tuition was paid by school financial aid. However, we were responsible for some of his dorm expense. I am proud to say that my son has graduated from college with his diploma earlier this month with very little school debt because of our decision to switch. He is now applying to graduate schools.


I am confident with prayer and wisdom packed decision making, you will make a great choice too!


Roadblocks: Returning Back to School with Student loans

Posted by NewChapterMinistriesInc on June 3, 2014 at 2:50 PM Comments comments (0)

It's summer. So, it's the perfect time to stop putting off going back to college and completing your degree. Here's some practical steps you can take THIS summer to prepare yourself to enter class this fall.

A few years back, frustrated with my life, I decide to start over. It was 2008, the recession here and I knew that I needed more to take care of my family.

The first thing I decided was to go back to school to get my degree. I had been putting off going back to school for years. Oh, I had all kinds of reasons not to. I talked myself out of going back for years. I even convinced myself that I didn't need a degree. Here were my "but I can't" list:

• The cost of going back

• Defaulted student loans

• I didn’t want to be in the classroom as old as I was

• I thought I didn’t have the time.

But, I got tired of being passed over for promotions in Corporate America that I was qualified to do just because I didn’t have degree. So, how do you go back to school if your student loans are in default? My recommendation is to avoid scams and go straight to the source. The government has an excellent program. The U. S. Department of Education‘s William D. Ford Federal Direct Loan Program. They will consolidate all your loans (even the defaulted ones) and set up a payment based on your income. (Payments are not required until 6 months AFTER you graduate).


1. Here’s the website http / . Find the loan consolidation link- which will lead you to https / Start the process.

2. Once you have done this, you will now be cleared to apply for school financial aid via https /

3. Then you can apply to your school of choice from admissions.

I'm so excited for your NewChapter in returning back to school! Remember, you are MORE THAN a conqueror through Him who loves us! (Rom 8:37). I’m praying for your success!


By the way, I persevered and graduated with my Bachelors just 2 years later. I'm now entering my last year of my Master's program. Come join me!