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NewChapter Ministries

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Financing a College Education

Posted by NewChapterMinistriesInc on June 3, 2014 at 3:05 PM Comments comments (0)

Now your student loans are in good standing and consolidate, how do you finance going back to school?


1) Complete a FAFSA form at


2) Apply for scholarships at my school of choice. Colleges will give you monies based on grades, major, being a 1st yr student, etc.


3) Apply for outside scholarships – there are several great websites out there. Many scholarships are given for, grades, returning to school, ethnicity, affiliation, interests, etc. here are some great sties.


4) Most colleges also have payment plans.


Roadblocks: Returning Back to School with Student loans

Posted by NewChapterMinistriesInc on June 3, 2014 at 2:50 PM Comments comments (0)

It's summer. So, it's the perfect time to stop putting off going back to college and completing your degree. Here's some practical steps you can take THIS summer to prepare yourself to enter class this fall.

A few years back, frustrated with my life, I decide to start over. It was 2008, the recession here and I knew that I needed more to take care of my family.

The first thing I decided was to go back to school to get my degree. I had been putting off going back to school for years. Oh, I had all kinds of reasons not to. I talked myself out of going back for years. I even convinced myself that I didn't need a degree. Here were my "but I can't" list:

• The cost of going back

• Defaulted student loans

• I didn’t want to be in the classroom as old as I was

• I thought I didn’t have the time.

But, I got tired of being passed over for promotions in Corporate America that I was qualified to do just because I didn’t have degree. So, how do you go back to school if your student loans are in default? My recommendation is to avoid scams and go straight to the source. The government has an excellent program. The U. S. Department of Education‘s William D. Ford Federal Direct Loan Program. They will consolidate all your loans (even the defaulted ones) and set up a payment based on your income. (Payments are not required until 6 months AFTER you graduate).


1. Here’s the website http / . Find the loan consolidation link- which will lead you to https / Start the process.

2. Once you have done this, you will now be cleared to apply for school financial aid via https /

3. Then you can apply to your school of choice from admissions.

I'm so excited for your NewChapter in returning back to school! Remember, you are MORE THAN a conqueror through Him who loves us! (Rom 8:37). I’m praying for your success!


By the way, I persevered and graduated with my Bachelors just 2 years later. I'm now entering my last year of my Master's program. Come join me!